• **It is mandatory as part of the registration, that the participant submit the Welcome and Disclosure forms, which we will be sending via email, as well as a photo of their identification. These are necessary for creating your profile.**

• In this workshop you will learn about:

• The home purchase process - All the steps

• The Home Inspection

• The legal process in home buying- Contracts etc.

• Budgeting and credit

• Insurance on your home

• Down payment assistance

• Obtaining a mortgage-Special First time Homebuyer programs

• Fair Housing Multi-Family considerations

• Lead paint topics/Laws - How to check before you buy

  
  Once you have taken the workshop and completed both sessions you will get certified. In order to receive your certificate of completion, we collect the Purchase and Sale Agreement and Loan Estimate once you are in the process of buying a home. (We do this, so we can help you ensure that all paperwork is in order, guide you in the process, and satisfy our funding sources.)

• This workshop was approved by HUD, MassHousing, MHP One Mortgage, and other lenders.

• Once the class is completed, participants can meet with a Housing Counselor and get a free Trimerge Credit Report . The same type that the bank uses. There is no cost of meeting with a counselor to review your ability to purchase and next steps.You will be provided with expert advice on your situation and next steps along with referrals.

• **Please note that this seminar will be held live through Zoom. The participants are required to have a camera, keyboard, microphone, and audio to "attend" the event.**

This course is approved by HUD, CHAPA, MassHousing, MHP and will help you gain access to first time homebuyer special mortgage programs and different sources of down payment assistance and applying for lottery properties.